Can a Mortgage Inspection Report be used for platting purposes in Oklahoma?

A Mortgage Inspection Report is typically a limited survey that provides information about improvements on a property, such as the location of buildings, fences, and driveways in relation to property boundaries. However, it is not suitable for platting purposes because it does not meet the detailed standards required to establish property boundaries accurately.

In Oklahoma, a Minimum Standard Boundary Survey is essential for any formal platting process. This type of survey ensures that all boundary lines are accurately determined and complies with state regulations and professional standards. Such surveys include thorough measurements, documentation of existing markers, and, if necessary, research of historical property records, to provide a complete and legally defensible depiction of the property lines.

The minimum standards set a clear distinction between what can be used for informal assessments, like a Mortgage Inspection Report, and the rigorous requirements needed for plat applications. Therefore, using a Mortgage Inspection Report for platting can lead to inaccuracies and potential legal disputes over property lines, which is why the Minimum Standard Boundary Survey is a crucial requirement.